AIG American General Auto Insurance Company Review

One company that plays an important role in the automobile insurance business and is now known for holding one of the largest member numbers of policyholders is AIG Auto Insurance, a member of the American International Group. They are one of the world leaders in insurance and financial services operating in 130 countries and in all the continents of the world. They serve commercial, institutional and individual customers through their great customer service skills, their great technology and an enormous number of employees. Perhaps this is one of the only “top dogs” in the American Insurance business that was not started and essentially founded within the borders of the United States.

AIG/American General was started in China (specifically Shanghai) by a man named Edwin Cornelius Vander Starr and it quickly spread out across Latin America, Asia, Europe and a large quantity of Middle Eastern countries. In 1962 the company still hadn’t made it big in the United States, so Vander Starr took a risk and allowed a man named Hank Greenberg to be in charge of the United States’ holdings that the company had. This came to be a significant risk because the company started spreading out the country in a matter of years because the focus changed from selling insurance from agents to independent workers. It is also of note to mention that the company now is the fourth largest company in the world according to the 2006 ratings of the Global Forbes 2000 List.

AIG has one of the largest networks across the globe with 97,000 employees and 714,000 agents. This is important at the time of settling claims and handling any changes to the policy a customer wants to make. They offer several services to individuals across the United States including accident and health insurance, automobile insurance, life insurance, travel insurance and retirement services. The website is built in a way in which the customer can easily access all its features, a bad thing however is that not enough focus is paid in regards to automobile insurance. Perhaps the reason for this is that they have so many more services to cover since they don’t only insure individuals, but also businesses, financial professionals and insurance professionals.

The AIG auto insurance section of their website does however allow you to pick which state you would like a quote in (because prices and insurance minimums vary by state) and gives the customer a chance to review some of the most frequently asked questions about car insurance. It also offers tools such as a glossary and an automobile insurance guide; which basically eases the process and stress of a potential member and makes them understand the industry a little bit more.

With AIG being a huge company with worldwide presence, it is important for a potential member to feel at home. Because of this, the insurance company gives customers a list of reasons in their online page that builds up their credibility and lean customers toward choosing them. One of the main reasons mentioned is that they offer a wide array of coverage and deductible options. This is good because the population of the U.S. is nowadays more diverse than ever, and they can attract people from every race and nationality.

There are a number of different AIG car insurance discounts given to their policyholders. They take pride in this because after all: Who doesn’t enjoy the idea of saving money? Some of the discounts given by AIG include but are not limited to multiple-vehicle policies, airbags, anti-lock brakes, defensive driver course, senior accident prevention course, good students and paid in full policies. Other reasons for selecting them over other insurance companies include their security and privacy, fast and accurate claims service at the time of an accident and flexible paying options.

Jeep Hurricane Concept – A Chrysler Group Vehicle Platform

It is almost two consecutive years that the automotive industry haven’t heard about the production model of Chrysler Group’s off-road concept called the Jeep Hurricane since it was unveiled at the 2005 North American International Auto Show (NAIAS) in Detroit.

During its unveiling at the NAIAS two years ago, Trevor Creed, Senior Vice President – Chrysler Group Design said: “Jeep Hurricane is simply the most maneuverable, most capable and most powerful 4×4 ever built. It pays homage to the extreme enthusiasts’ Jeep vehicles in form and off-road capability, but is a unique interpretation of Jeep design. Simply stated, it is the extreme example for the Jeep brand.”

“Out in the wilderness, changing direction in minimal space can mean the difference between an afternoon of adventure and a distress call back to the trailhead. The multi-mode four-wheel steering system on Jeep Hurricane is designed to offer enthusiasts the next level of performance and unexpected maneuverability,” he further explained.

One interesting feature of the Jeep Hurricane is that it does not have roof or even a side door. The concept has only two seats for occupants and equipped with body architecture exclusively for an enhanced off-road performance. In fact, the Jeep Hurricane concept was chosen by Autoweek as the winner of their “Most Fun” Concept vehicle award at the show.

Although many patented technologies were secured in the Hurricane’s development, some automotive experts as well as DCX said that the concept vehicle is not expected to be a production vehicle in the near future. Instead, the vehicle technologies, designs cues, and technical specs found on the Jeep Hurricane concept are expected to be featured in future Jeep models, as the company believed that the concept vehicle raised the bar for the Jeep brand. Take a look at some of these specs and features.

The Jeep Hurricane concept has a one-piece body styling made of carbon fiber, accented by the signature 7-slot grille design with Jeep header panel on the front fascia. As expected for a Jeep model, the Jeep Hurricane concept embodies the brand’s creative and mechanical expertise in terms of off-road vehicle handling and performance.

The Jeep Hurricane concept was the first Chrysler Group vehicle to have two monstrous 5.7-liter HEMI engines, one in the front and one at the back. Both engines deliver 335 hp and produce 370 lb.-ft. amount of peak torque, providing a total of 670 hp and 740 lb.-ft. of torque. The engine is also equipped with Chrysler Group Multi-Displacement System (MDS), which allows the Jeep Hurricane to run on different engine displacements including 4, 8, 12, or 16 cylinders. A 5-speed automatic gearbox delivers power through the custom multi mode central transfer case and split axles with a mechanically controlled four wheel torque distribution system. The Jeep Hurricane concept also features a skid steer capability and toe steer that enables the vehicle to turn the front and rear tires inwards.

Expect to see these features of the Jeep Hurricane on future Jeep models anytime soon.

Los Angeles Auto Show 2009 Concept Cars Capture Attention

The Los Angeles Auto Show 2009 is featuring 11 concept cars which either have a space age design, a green theme or both. Concept cars from Audi, BMW, Honda, Lexus, Mitsubishi, Subaru, Toyota, Volkswagen and Volvo offer a glimpse at what the vehicles of tomorrow may look like.

This group of concept cars include:

o Audi e-tron
o BMW Vision EfficientDynamics
o Honda Personal-Neo Urban Transport
o Lexus LF-Ch Premium Compact Hybrid
o BMW MINI Coupe
o BMW MINI Roadster
o Mitsubishi PX-MiEV
o Subaru Hybrid Tourer
o Toyota Prius Plug-in Hybrid
o Volkswagen Up! Lite
o Volvo S60 Concept

In regard to space age design, the Audi e-tron, BMW Vision EfficientDynamics and Honda Personal-Neo Urban Transport blow away their respective competition. And of this group, the Honda Personal-Neo Urban Transport (or P-NUT as they are calling it) has the most futuristic design.

The P-NUT is a small urban vehicle meant to tool around big cities and fit into tight spaces. It has a small internal combustion engine coupled with a hybrid battery pack that makes it a green vehicle.

On the P-NUT, the windshield and sunroof merge into one as the swoop of the overhead design lends itself to this feature. Now, let’s face it, next to the space age vehicle, the Toyota Prius plug-in hybrid vehicle (PHEV) isn’t very sexy.

It looks basically like a Prius. But what is sexy is that unlike many other concept vehicles, this one is expected to make it to market next year. Not only that, the Prius PHEV will compete head-on with the GM Volt PHEV.

While GM is making grandiose claims about the performance of the Volt (which is still a work in progress) setting up extreme expectations, Toyota is downplaying expectations of the Prius PHEV – for now.

One can look forward to next year and the years beyond and see the Toyota concept car of today, being one of the highest selling vehicles in tomorrow’s marketplace. And, that’s a pretty good concept, now isn’t it?